Financial Planning

Creating a financial plan helps you see the big picture and set long and short-term life goals, a crucial step in mapping out your financial future.

When you have a financial plan, it's easier to make financial decisions and stay on track to meet your goals.

Working with a financial planner can secure your financial wellbeing and give you peace of mind and help you reach financial planning success.

Benefits Of Financial Planning:

It is the process of meeting your financial goals through the proper management of your finances. Financial goals can include buying a home, savings for your childs education, planning for your retirement or estate planning. We help you to work out on where you are now, what you may need in the future and what you must do to reach your goal by the process that involves gathering relevant financial information, setting financial goals, examining your current financial status and coming up with a strategy for a plan on how you can meet with your goals, and map the gap.

Benefits Of Financial Planning:

  • You want to engage the services of a qualified professional and ensure quality advice.
  • You save money when you avoid making wrong investment decisions.
  • Financial plan precedes any advice on products and to that extent, is completely unbiased.
  • You put your trust in the hands of an expert and your mind at ease.


Our Process

Our approach to financial planning is simple and straightforward. However, it is also important that you fully understand our consultative process and our step by step approach.

Evaluate Current Position

This is the first stage of our interaction. It involves evaluating your current situation which includes cash flow analysis, calculating your net worth, reviewing your insurance coverage for life, disability, home, auto, health etc.

Identify Goals

We then go about clearly establishing the objectives of the financial plan so that, several goals can be balanced. The goals could be short, medium or long-term and could include childs education, marriage, your retirement etc.

Work Out the Plan

We then work out a clear strategy in line with your objectives and risk tolerance. Drawing up a winning asset allocation so that your financial goals are met is fundamental to a successful plan.

Implement the Plan

We will assist you in the process of implementing the plan by suggesting the optimal mix of products and services that are essential for the success of the plan.

Report Periodically

Once the plan is implemented we will monitor the progress on an on-going basis. We will periodically report the progress and measure the results achieved the plan.

Review & Rebalance

Financial planning is a dynamic process. We will annually review the plan and progress made, to see if any modifications are required due to changes like inheritance, change in job status, birth or death in the family etc.